I've been in your boots. Let me make your PCS move easier.
Orders to Lackland, Fort Sam, or Randolph? After 20 years in the Army, I know the timeline pressure, the uncertainty, and the details that trip people up. I help military families land smoothly in San Antonio.
Why work with a veteran REALTOR®?
Because I understand military life from the inside: the acronyms, the timelines, the stress of a short-notice PCS. I'll help you compare San Antonio neighborhoods near each base, explain how VA loans work with a lender who knows them, and build a plan around your report date. You won't have to explain your situation to me. I get it.
Military-friendly areas near base
Near Lackland AFB
Southwest San Antonio. Shorter commutes, a range of starter homes, and established neighborhoods.
Near Fort Sam Houston
Central San Antonio. Close to base and the medical center, with neighborhoods like Alamo Heights and Terrell Hills nearby.
Near Randolph AFB
Northeast side. Schertz, Cibolo, Converse, Universal City, and New Braunfels offer a range of options with access to the base.
Wilson County
Floresville and La Vernia. More space, a lower cost of entry, and a small-town feel. Drive times to the bases vary, so we'll map your commute together.
Explore Wilson County →Bexar County
San Antonio, Elmendorf, Somerset, Von Ormy, Converse, and parts of Schertz. The heart of Military City, USA, with the shortest commutes to Lackland, Fort Sam, and Randolph.
VA Loan Guidance
Eligible borrowers can buy with no down payment. I'll connect you with lenders who work with VA loans every day.
Built Around Your Report Date
I work backward from your orders: search, option period, financing, and closing. Virtual tours help when you can't travel.
No BAH Guesswork
I'll help you match your housing allowance to realistic homes and monthly payments.
What clients say
“We cannot say enough about the exceptional service, professionalism, and dedication that Charlie demonstrated throughout this entire process. He consistently went above and beyond, taking the extra steps that many others would not have taken. Our experience with Charlie stands light-years ahead of anything we have experienced in the past.”
Gonzales Family
5-Star Review · Zillow & Facebook
“We came to Charlie after two other agents talked down to us and made the whole process feel impossible. He changed everything. He explained every step, never pressured us, and went to bat for us on price, negotiating a win we didn't think was on the table. Charlie fights for his people. He's our agent for life.”
Rodriguez Family, Elmendorf
VA loan and PCS questions I hear most
Do I need a down payment with a VA loan?
Eligible borrowers can generally buy with no down payment, subject to lender approval and the loan amount. Your lender confirms what applies to you based on your Certificate of Eligibility.
Is there mortgage insurance on a VA loan?
VA loans do not require monthly mortgage insurance. A one-time VA funding fee may apply, and some borrowers, such as veterans receiving VA compensation for a service-connected disability, are exempt.
Can I use my VA loan benefit more than once?
Yes. VA loan entitlement can be used more than once, and in some cases it can be restored or you may have remaining entitlement. Your lender can check what applies to you.
Can National Guard and Reserve members use a VA loan?
Many can, depending on service history. Your Certificate of Eligibility shows whether you qualify.
Can I shop for a home before I arrive in San Antonio?
Yes. Video walkthroughs, virtual tours, and an agent on the ground make remote shopping possible. I'll tell you honestly what's realistic for your report date and when a trip is worth making.
Send me your orders
Tell me your report date, the base, and what matters most to your family. I'll build a plan that fits your timeline and your budget, and I'll be reachable throughout the move.
Prefer to talk? Call or text 210-992-9802 · 7 days a week, 8am to 8pm
Texas Property Tax Exemption for Disabled Veterans
If you're a Texas veteran with a VA-rated disability, you may qualify for a significant property tax exemption on your residence homestead. This is one of the most valuable, and most underutilized, benefits available to Texas veterans.
100% Disabled Veterans
A 100% VA disability rating, or a determination of individual unemployability, qualifies you for a full exemption on the total appraised value of your residence homestead. That means $0 in property taxes on that home.
Texas Tax Code §11.131
10% to 90% Disabled Veterans
Partial exemptions are available based on your disability rating. You may be able to claim up to two separate exemptions on your residence homestead. Veterans over 65 may qualify for a third.
Texas Tax Code §11.22
How to Apply
- •100% disabled: Submit Form 50-114 to your County Appraisal District.
- •10% to 90% disabled: Submit both Form 50-135 and Form 50-114 to your County Appraisal District.
- •Eligible combinations vary by county. Always verify with your local County Appraisal District.
- •State Comptroller Property Tax line: 512-305-9999 (press 2, then 1)
Administered by each County Appraisal District. Contact your local CAD to verify your eligibility and applicable exemption combinations.